The step-by-step workbook that walks you from financial stress to a real, written plan — budgets, debt inventory, savings goals, and a 90-day action plan. Completely free.
Budget, debt inventory, spending audit, savings plan & more
The exact debt payoff method Devasha used to become debt free
Scripture, affirmations & a prayer of commitment woven throughout
Print it, binder it, and come back to it every single month
As a single mom, I paid off my home in 6 years, my car in 19 months, and over $100,000 in student loans. No trust fund. No second income. Just discipline, faith, and a plan — the same plan I put inside this workbook.— Devasha · Debt Freedom Coach · AscendEdge Services
Know exactly where you stand before you write a single number.
A full 18-category budget with surplus/shortfall summary.
Most people find $100–$300 in leaks they never knew existed.
List every debt. You cannot fight what you cannot see.
Step-by-step attack order using the method Devasha used personally.
Emergency fund goals + the 52-Week Challenge ($1,378 saved).
30, 60, and 90-day goal cards with accountability built in.
Affirmations, a prayer of commitment, and a 3-month tracker.
Download the free workbook below. When you're ready to go deeper — with AI coaching, advanced trackers, and monthly accountability — these programs were built for exactly that.
Things never calm down. I started as a single mom with everything on my plate. The right time is right now, with what you have.
I didn't either. This system works at any income level — that's the entire point. It's not about how much you make, it's about what you do with it.
This time you have a coach who paid off a home, a car, and six figures of debt. Alone. If this system worked for me, it will work for you.
Choose the program that's right for you and take that step today.
"Commit to the Lord whatever you do, and he will establish your plans."
Proverbs 16:3